Products · BBPS

Every bill. One BBPS API.

Wepego's BBPS integration lets you accept electricity, water, gas, broadband, DTH, insurance, loan EMI and dozens of other bill payments inside your own app — through the Reserve Bank of India's own Bharat Bill Payment System, with a single, clean API.

RBI-authorised BBPU 500+ billers live Confirmed in <2 sec
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Billers live on the network
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Bill categories supported
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Payment success rate
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What is BBPS?

A single, RBI-backed rail for every bill in India

The Bharat Bill Payment System (BBPS) is an integrated, interoperable bill payment platform conceptualised and operated under the oversight of the National Payments Corporation of India (NPCI), regulated by the Reserve Bank of India. It connects billers — electricity boards, water utilities, telecom operators, insurers, lenders, and more — with payment platforms like Wepego through a single standardised network.

That standardisation is what makes BBPS powerful for developers: instead of negotiating a separate integration with every electricity board, gas utility, or DTH operator in the country, you integrate once with Wepego's BBPS API and get access to the entire live biller network, with consistent request formats, real-time payment confirmation, and standardised complaint/dispute handling built in.

Every transaction routed through BBPS carries a unique reference number, is trackable end-to-end, and settles through regulated banking rails — which means your users get the same trust and recourse they'd expect from paying a biller directly, without you having to build that infrastructure yourself.

Biller categories

21+ categories, 500+ billers, one integration.

From everyday utilities to annual insurance premiums — if it's a recurring household or business bill, it's almost certainly on the network.

Electricity

State & private discoms, prepaid & postpaid

Water

Municipal & corporation water bills

Piped Gas

City gas distribution networks

Broadband & Landline

ISPs and fixed-line operators

DTH

All major direct-to-home operators

Mobile Postpaid

All telecom operators, nationwide

Insurance Premium

Life, health & general insurance

Loan EMI

Personal, auto & consumer durable loans

Credit Card Bill

Major issuing banks & NBFCs

LPG Booking

Cylinder booking & payment

Housing Society

Maintenance & society dues

Municipal Taxes

Property & local body taxes

FASTag Recharge

NHAI-mandated toll recharge

Education Fees

Schools, colleges & ed-tech

Clubs & Associations

Membership & recurring dues

Recurring Deposits

NBFC & cooperative bank RDs

How it works

From biller lookup to settled payment.

1

Fetch billers

Call the biller-list endpoint for a category to get live, validated biller names and IDs.

2

Validate & fetch dues

Pass the consumer number to instantly pull the outstanding amount straight from the biller.

3

Confirm & pay

User confirms the amount, payment is collected, and the request is routed over BBPS.

4

Instant receipt

A BBPS-standard digital receipt is generated and pushed to your webhook in real time.

Why build on Wepego's BBPS

Everything you'd have to build yourself, already done.

One API, every biller

Integrate once and get the full live BBPS biller network — no separate contracts per utility.

Real-time confirmation

Payments confirm in under 2 seconds on average, with webhook-based status updates.

RBI-regulated settlement

Funds move through BBPS's regulated banking rails, with standardised dispute handling.

Built-in reconciliation

A dashboard and downloadable reports match every payment to its BBPS reference automatically.

Live network snapshot

Billers live500+
Bill categories21+
Avg confirmation time<2 sec
Payment success rate99.9%
Settlement cycleSame day
API uptime SLA99.9%
For developers

Pay a bill in one request.

The same clean pattern as every other Wepego endpoint — no BBPS-specific quirks to learn.

POST /v1/bbps/pay
// 1. Fetch outstanding amount GET /v1/bbps/billers/ELEC_MSEB_01/dues?consumer_number=400211987654 // 2. Confirm and pay POST /v1/bbps/pay { "biller_id": "ELEC_MSEB_01", "consumer_number": "400211987654", "amount": 1240.00 } // 3. Instant response { "status": "success", "bbps_ref_id": "BBPS2026082712345", "settled_at": "2026-08-27T18:42:11Z" }
FAQs

BBPS, answered.

What exactly is BBPS?

BBPS (Bharat Bill Payment System) is a centralised bill payment platform operated under NPCI's oversight and regulated by the RBI. It connects billers across the country to payment platforms like Wepego through one standardised network, so a single integration gives you access to hundreds of billers.

Do I need to sign separate agreements with each biller?

No. Because Wepego is already integrated with the BBPS network, you get access to every live biller the moment you go live with our API — no separate contracts or integrations per utility.

How fast do payments confirm?

Most BBPS payments confirm in under 2 seconds. In the rare case a biller is slow to respond, our system automatically retries and pushes a status update to your webhook the moment confirmation arrives.

What happens if a payment fails after money is deducted?

BBPS has a standardised dispute and refund workflow. If a payment is deducted but not credited to the biller within 24 hours, it's eligible for a refund — see our Cancellation & Refund Policy for the full process.

How often is the biller list updated?

The biller directory is synced with the live BBPS network continuously, so new billers and any changes to existing ones (like updated fetch fields) appear automatically without any action needed on your part.

Is sandbox testing available for BBPS?

Yes — our sandbox includes simulated billers across every category so you can test the full fetch-dues-and-pay flow, including failure and timeout scenarios, before going live.

Ready to add bill payments to your app?

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