Legal

Terms & Conditions

These Terms govern your access to and use of Wepego's website, mobile app, and APIs. By creating an account or using any of our services, you agree to be bound by them — please read them carefully before you start.

Last updated: August 27, 2026 Governed by Indian law RBI & NPCI aligned
1

Definitions

  • "Wepego" — a fintech company incorporated under Indian law, providing digital payments, recharge, billing, and travel-booking infrastructure, operated by WEPEGO DIGITAL SERVICES (OPC) PRIVATE LIMITED.
  • "User" / "you" — any individual or business that registers on or uses the Wepego platform, whether as a retailer, developer, or end customer.
  • "Services" — BBPS bill payments, mobile & DTH recharge, gift cards, flight/hotel/bus booking, developer APIs, and any other offering we introduce from time to time.
  • "Platform" — the Wepego website, mobile applications, developer console, and associated APIs.
  • "Account" — the profile you create to access Wepego's Services.
  • "API Partner" — a business that integrates with Wepego's APIs to offer our Services within their own product.
2

Acceptance of Terms

2.1 Agreement. By accessing or using Wepego, you agree to be bound by these Terms and any amendments we make from time to time.

2.2 Changes to these Terms. We may update these Terms periodically. Updates take effect once posted on the Platform; continuing to use our Services after that means you accept the revised Terms.

2.3 Eligibility. You must be at least 18 years old and legally capable of entering into a binding contract under the Indian Contract Act, 1872 to use Wepego.

3

Account Registration & Security

3.1 Creating an account. You must provide accurate, current information when registering. Incomplete or false information may lead to suspension or termination of your account.

3.2 Keeping it secure. You're responsible for safeguarding your login credentials and API keys, and for all activity that happens under your account.

3.3 Verification. We may ask for additional documents or information to verify your identity, in line with applicable KYC regulations.

4

KYC & Regulatory Compliance

4.1 When KYC applies. Certain Services — including BBPS bill payments and higher-value transactions — require completed KYC verification in line with RBI guidelines.

4.2 Non-compliance. We reserve the right to restrict, delay, or suspend access to a Service if KYC or other regulatory requirements aren't met.

5

Services Offered

5.1 BBPS Bill Payments

Wepego lets you pay electricity, water, gas, broadband, and other utility bills through the Bharat Bill Payment System. We act as an intermediary — the underlying biller is responsible for actual service delivery. If a payment is debited but the transaction fails, we'll process a refund per the biller's policy, typically within 5–7 business days.

5.2 Mobile & DTH Recharge

You can recharge prepaid mobile and DTH connections across supported operators. Recharge confirmation timing depends on the operator's own systems; Wepego is not liable for operator-side delays.

5.3 Gift Cards

Gift cards purchased through Wepego are redeemable at the issuing brand per that brand's own terms. Once issued, gift cards are non-refundable and cannot be cancelled. Wepego is not responsible for gift card codes lost or shared after successful delivery.

5.4 Flight, Hotel & Bus Booking

Bookings are fulfilled through our travel-supplier partners. Fare rules, cancellation policies, and refund timelines are set by the respective airline, hotel, or bus operator — not by Wepego. We'll pass along any refund due to you once the supplier processes it.

5.5 Developer APIs & Sandbox

API Partners may integrate Wepego's Services into their own products, subject to our API documentation, rate limits, and any separate API Partner Agreement. Sandbox access is provided for testing only and must never be used to process real transactions.

6

Payments & Fees

  • Currency — all transactions on the Platform are processed in Indian Rupees (INR).
  • Transaction fees — we may charge a fee for certain Services. Fees are disclosed before you confirm a transaction and are non-refundable once processed.
  • Taxes — you're responsible for applicable taxes, including GST, on the Services you use.
  • Third-party charges — payment gateways or banks may levy their own charges; Wepego is not responsible for these.
7

Refund Policy

ServiceRefund treatment
BBPS & utility billsRefunded per biller policy if debited but unsuccessful, typically 5–7 business days.
Mobile & DTH rechargeRefunded automatically if the operator confirms the recharge failed.
Gift cardsNon-refundable once issued, except where the card is defective or undeliverable.
Flight / hotel / bus bookingsGoverned by the supplier's fare rules and cancellation policy.

For a full breakdown by scenario, see our Privacy Policy and biller-specific terms shown at checkout.

8

Privacy

Your use of Wepego is also governed by our Privacy Policy, which explains what data we collect, how we use it, and the rights you have over it. By using our Services, you consent to that processing.

9

User Responsibilities

  • Use Wepego only for lawful purposes and in line with applicable Indian law.
  • Don't attempt to defraud, reverse-engineer, or disrupt the Platform or its APIs.
  • Keep the information in your account accurate and up to date.
  • You're solely responsible for activity carried out under your account or API keys.
10

Intellectual Property

10.1 Ownership. All trademarks, logos, software, and content on the Wepego platform belong to Wepego or its licensors.

10.2 Limited licence. We grant you a limited, non-transferable licence to use the Platform for your own personal or business purposes, subject to these Terms.

10.3 Restrictions. You may not copy, modify, distribute, or reverse-engineer any part of the Platform without our written consent.

11

Limitation of Liability

Wepego provides its Services on an "as-is" basis and doesn't guarantee uninterrupted availability. To the extent permitted by law, we're not liable for indirect, incidental, or consequential losses, or for issues caused by technical errors, downtime, or connectivity outside our control.

12

Indemnification

You agree to indemnify and hold Wepego harmless from claims, damages, or costs arising from your breach of these Terms or violation of applicable law.

13

Dispute Resolution

13.1 Governing law. These Terms are governed by the laws of India.

13.2 Jurisdiction. Disputes are subject to the exclusive jurisdiction of the courts in Bengaluru, Karnataka.

13.3 Arbitration. Where possible, both parties agree to first attempt resolution through arbitration before pursuing litigation.

14

Termination of Services

14.1 By Wepego. We may suspend or terminate your access for violating these Terms or applicable law.

14.2 By you. You may close your account at any time by contacting support.

14.3 After termination. You'll lose access to the Services, and account data may be deleted subject to our legal retention obligations (see our Privacy Policy).

15

Compliance & Prohibited Use

You must comply with all applicable local, state, and national laws while using Wepego. Illegal or fraudulent activity will result in immediate suspension and may be reported to the relevant authorities. Retailers, merchants, distributors, and API Partners may not use the Platform to facilitate any of the following:

#Prohibited business or activity
1Alcohol, including beer, liquor, wine, or spirits.
2Wildlife products, including live animals, mounted specimens, or ivory.
3Firearms, ammunition, militaria, or knives.
4Fireworks, explosives, or hazardous/radioactive substances.
5Narcotic drugs, drug paraphernalia, or drug-test circumvention products.
6Gambling, betting, lotteries, or online gaming enrolment.
7Counterfeit currency, stamps, or forged government IDs and documents.
8Child sexual abuse material or any content exploiting minors.
9Pirated software, bootleg recordings, or copyrighted material shared without authorisation.
10Prescription drugs or online pharmacies operating without a valid licence.
11Unregistered crypto-asset trading or peer-to-peer crypto network transactions.
12Unlicensed loan disbursement or unregulated lending activity.
13Bulk/spam marketing tools, including harvested email lists.
14Hacking tools, cracking guides, or unauthorised access equipment.
15Content promoting hatred, violence, or ethnically/racially offensive material.
16Crypto Trading, Crypto Network Transactions.
17Loan Disbursement.
18Prescription drugs, herbal drugs, or any kind of online pharmacies requiring a licensed prescription.

This list is illustrative, not exhaustive. Wepego may refuse or reverse any transaction that appears to relate to a prohibited business line, even if not explicitly named above.

16

Force Majeure

Wepego isn't liable for delays or failures caused by circumstances beyond our reasonable control, including natural disasters, war, strikes, internet infrastructure failures, or governmental action.

17

Severability

If any provision of these Terms is found unenforceable by a competent court, the remaining provisions will continue in full force and effect.

18

Waiver

If Wepego doesn't enforce a provision of these Terms on one occasion, that doesn't waive our right to enforce it later.

19

Entire Agreement

These Terms, together with our Privacy Policy and any service-specific terms shown at checkout, constitute the entire agreement between you and Wepego regarding use of the Platform, superseding any prior agreements.

20

Amendments

We may amend these Terms at any time. Material changes will be communicated via email or an in-app notice. Continued use of Wepego after changes take effect means you accept the revised Terms.

21

Grievance Redressal

We've appointed a Grievance Officer to address concerns about our Services or data handling. You can reach them at connect@wepego.com; we aim to acknowledge every request within 48 hours and resolve it within 30 days.

22

Promotions & Offers

22.1 Eligibility. Promotions are subject to the specific eligibility criteria disclosed at the time of the offer.

22.2 Misuse. Creating multiple accounts or otherwise gaming a promotion will result in disqualification and may lead to account suspension.

23

Customer Support

Support is available via email, in-app chat, and phone during standard business hours. We aim to resolve queries promptly, though we can't guarantee immediate resolution in every case.

24

Third-Party Links

The Platform may link to third-party sites or services for your convenience. Wepego doesn't endorse and isn't responsible for the content, policies, or practices of those external sites.

25

Contact Information

Questions about these Terms? Reach out any time:

Wepego Legal Team

WEPEGO DIGITAL SERVICES (OPC) PRIVATE LIMITED

Email
connect@wepego.com
Phone
+91 9342698728
Registered Address
WEPEGO DIGITAL SERVICES (OPC) PRIVATE LIMITED, 3/53F, Sanniyasigundu, Erumapalayam, Salem, Salem- 636015, Tamil Nadu